- FrigateFinancial@FrigateFinancial.com
- Tax & Accounting: Michael (229) 395-7610
- Bookkeeping & Credit: Anna (229)288-403
Authorization to access and use this Website is contingent upon your acceptance and agreement to all conditions within these Terms of Use, and your access to and use of this Website constitutes your legally-binding acceptance of, and agreement to abide by, these Terms of Use.
IMPORTANT-This is a Legal Agreement between you and Frigate
Financial, LLC (“Frigate Financial”, “We”, or “Us, or “Our”).
This website, located at
www.FrigateFinancial.com
(the “website”), is owned and operated by Frigate Financial,
LLC. Before accessing or using any part of the website, you
should carefully read the following terms and conditions within
this Terms of Use (TOU) Agreement. Your access and use of this
website are subject to these Terms of Use, in addition to any
and all applicable laws and regulations, and along with other
termsand conditions as may be set forth by Frigate Financial,
LLC.
We hereby authorize you to access, use, view, and print
information on this website, subject to it being used only for
informational purposes—and ONLY on the condition that you accept
and agree to all of the Terms and Conditions contained in this
Terms of Use Agreement, and throughout the Website. If you do
not agree with these Terms of Use, you are not granted access or
to otherwise use the website. Your access to and use of this
website constitutes your acceptance of, and agreement to abide
by, these Terms of Use.
These Terms of Use may be modified, deleted, or otherwise
changed from time to time by Frigate Financial, LLC, without
advanced notice by posting here—and you will be bound to such
modified Terms of Use if you continue to use this website after
such changes are posted. The date these terms were last updated
is stated at the end of this agreement. You are encouraged to
review these Terms of Use periodically for updates and changes.
You can visit the Website and access most of our Content, features and functionality without being required to provide us with any personal information. However, certain content, features and functionality might require you to provide some personally identifying information. To view our privacy policy (***link to privacy policy***)
Features and functions of Frigate Financials’ Website that collect personally identifying information –such as features that enable visitors to sign up to subscribe to, and receive, e-mail messages or newsletters –are intended solely for users who are 18 years of age or older.Any submission of personally identifying information, such as a name and/or e-mail address, by anyone under 18 is unauthorized.
If you are under the age of 18, you should review these TOU with your parent or guardian to make sure that your parent or guardian understands them, agrees to be bound by them and you should only use the Website with their permission and under their supervision.Additionally, you must be 18 years of age or older if you wish to conduct any type of financial transaction on the Website, and further provide that we reserve the right to limit certain other activities related to the work that we do –such as consulting–to those who are at least 18 years of age.If you reside in a jurisdiction that would restrict the use of the Website –or any of the functionalities or features offered via the Website–because of age, or restricts the ability to enter into contracts (such as this one) due to age—you must abide by such age restrictions. You must not use the Website if you are not permitted to do so by your local jurisdiction.
Frigate Financial, LLC hereby grants you a limited license to access and make personal use of this Website, but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Frigate Financial, LLC, or as otherwise explicitly permitted. This license does not include any resale or commercial use of this Website or the Content, or any derivative use of this Website or the Content.This Website or any portion of this Website may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without documented written consent of Frigate Financial, LLC. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Frigate Financial, LLC without Frigate Financial’s express written consent. You may not use any meta-tags or any other “hidden text” utilizing any of Frigate Financial’s name(s) or service marks without the express written consent of their owners, Anna-Marie E. Spurlin and Michael K. Spurlin.We (or the respective third party owners of Content) retain all right, title, and interest in this Website and any Content on this Website, including any and all intellectual property rights. We (or the respective third party owners of Content) reserve all rights not expressly granted.Any unauthorized use terminates the permission or license granted by Frigate Financial, LLC.
AllContent appearing on this Website is the copyrighted work of Frigate Financial, LLC or its third party content suppliers and is protected by U.S. and international copyright laws—with the exception of otherwise expressly stated and credited content.
Thecompilation (meaning the collection, arrangement and assembly) of all Content is also the exclusive property of Frigate Financial, LLC and is protected by U.S. and international copyright laws. You may download information from this Website and print out a hard copy for your personal (non-commercial) use, on the condition that you keep it intact and do not remove or alter any copyright or other notice (such as: trademark, patent, etc.) contained in the information. Except as otherwise expressly stated herein, you may not alter, copy, display, distribute (for compensation, or otherwise), download, frame, license, modify, perform, post, publish, reproduce, reuse, transfer, transmit, sell, store for subsequent use, or create spin-off plagiarized works from anyinformation or Content obtained from this Website, in whole or in part, including any text, images, audio, and video in any manner, without the prior written permission of Frigate Financial, LLC or any applicable third party suppliers. The use of aforementioned Content, by you, or anyone else authorized by you, is prohibited unless expressly authorized by Frigate Financial, LLC. Any unauthorized use may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.
Frigate Financial, LLC does not warrant or represent that your use of Content, or any other materials displayed on this Website, will not infringe rights of third parties.If you believe that any Content on this Website violates or infringes upon your intellectual property rights pursuant to Title 17, United States Code, Section 512(c)(2), please notify us immediately at (229)288-4039, and request to speak with the Chief Executive Officer; or write us at:
Frigate Financial, LLC
Attn: Chief Executive Officer
120 Yacht Club Way, #105,
Hypoluxo, FL, 33462
Please include all specifics necessary for us to consider and respond to your complaint. You may be asked to provide additional information and follow additional procedures for us to act on your complaint.
The Frigate Financial, LLC Website offers the ability to submit one-time, and automated subscription, payment(s) electronically online. Frigate Financial, LLC has obtained the services of third party payment services providers to process all payment transactions; we also engage a variety of other third party providers to solicit and collect funds on our behalf (which third parties are involved depend upon the transaction and the venue in which such transaction is made).These third party companies manage the routing of applicable customer information through the credit card and electronic check processing networks, as applicable. Frigate Financial, LLC is not affiliated with these companies, and therefore not responsible in any way for loss, damage, injury, inconvenience, unmet service fulfillment, experiences, or occurrences resulting from any activities of any such company. Appropriately, Frigate Financial, LLC expressly disclaims responsibility and/or liability for all services provided by such third parties, including those related to subscription/payment transactions, and you hereby agree that Frigate Financial, LLC shall not be responsible for any loss or damage of any sort incurred as a result of any such services.
You hereby acknowledge and agree that, for all payments:
you will not use an invalid or unauthorized credit or debit card
or other payment method; • all payments are final and
non-refundable. If you have any questions regarding any payment
transaction, please contact us at (229)288-4039.
You acknowledge and agree that you will not perform or engage in any conduct, use, or attempt to use this Website, in its entirety:
Nor will you use, or attempt to use, this Website to:
In addition, in connection with your use of the Website, you agree you will not:
Frigate Financial, LLC may cooperate with legal authorities and/or third parties in the investigation of any suspected or alleged crime or civil wrong. With the exception of legally binding, or expressly restricted by the Privacy Policy, Frigate Financial, LLC reserves the right, at all times,to disclose any information—as Frigate Financial, LLC deems necessary—to satisfy any applicable law, regulation, legal process, or governmental request/demand; or to edit, refuse to post or to remove any information or materials, in whole or in part, atFrigate Financial’s sole discretion.
Our Websitecontains hyperlinks to other sites as well as to a variety of social media sites –all of which are owned and operated by parties other than Frigate Financial, LLC.We do not control the websites accessed from such hyperlinks, and cannot be held responsible for the content, accuracy, or anything within these sites, including any advertisements, products for sale, or services. Any such website may have their own Policies and Terms of Use, which we advise you review prior to your use and/or utilization of it. Frigate Financial, LLC is under no obligation to maintain any link on this Website and may remove a link at any time in its sole discretion, for any reason whatsoever.Frigate Financial, LLC shall not be held responsible or liable, directly or indirectly, for any damages or losses caused or alleged to be caused by or in connection with the use of or reliance on such content, articles, resources, advertisements, products, services or other materials available on or through any such website.Furthermore,Frigate Financial, LLC is not responsible for the privacy policies or practices –or lack thereof –of any other website.
Frigate Financial, LLC’s Website is hosted in the United States.If you are a non-U.S. user of the Frigate Financial Website, by visiting the Website you agree to comply with all applicable federal and state U.S. laws.In entirety, if you are a user of Frigate Financial’s website, whether a domestic-user or international- user, you agree to obtain and comply with all conditions of any registrations, permits, licenses, consents or permissions that you are required to hold in order to utilize the Website and any related services, and you shall immediately notify us if any such registration, permit, license, consent or permission is terminated or revoked.
We make no representations or claims that the Website and any and all information contained therein, including the Content, is available or legal in any particular location.This Website is not intended for access or use by any person or entity in any jurisdiction or country where such distribution or use would be in contradiction to the authoritative law or regulation or which would subject Frigate Financial, LLC to any registration requirement within such jurisdiction or country.You hereby acknowledge and agree that you are choosing to access the Websites and all related services, information and/or Content on your own initiative and that you are responsible for compliance with all applicable international, federal, state, local and any other applicable laws, statutes, ordinances and regulations regarding your use of the aforementioned.
The content, materials, information, resources, and tools provided on this Website have been gathered and/or prepared by Frigate Financial, LLC, for informational purposes only and are not intended to constitute Accounting, Credit, Consulting, Financial, Legal, Tax or other Professional Advice.This information—including any information related to Accounting, Credit, Consulting, Financial, Legal, Tax, Mortgage or other Professional advice, opinions, suggestions, depictions, coaching or other—Including actions, remedies, claims, and processes—is not intended to create, and/or receipt of, nor constitute a Professional (Advisor/Consultant/Attorney/Representative/etc.)-Client Relationship. Prior to making any decision or taking any action we kindly suggest that you contact your pertinent Professional Advisor(s) or Consultant(s). No Consultant/Advisor-Client Relationship exists unless and until there is a written and signed engagement letter between you and a Professional working on behalf of Frigate Financial, LLC.
Some sections of this Website may include financial matters handled by Frigate Financial, LLC; the results of these matters contain a variety of factors that are unique to each client and situation, and is not indicative of duplicate results for any other individual.
Frigate Financial, LLC’s Website content, in its entirety—including content, materials, tools, resources, data, and all other items—is intended as a convenience to its users; it is not intended to constitute advice or recommendations for users to act or rely upon. Frigate Financial, LLChas used reasonable efforts in preparing and providing all the within Website inclusions, but makes no warranty or guarantee about the completeness, accuracy, or acceptability of such within this website, linked, or any other virtual site maintained by Frigate Financial, LLC.
Your use of this Website is at your own risk. Frigate Financial, LLC makes no guarantee that the Website, content, materials, or any other information is correct, timely, virus-free, error-free, or that any such problems will be corrected.
You understand, accept, and agree that in no event will Frigate Financial, LLC be liable for any direct, indirect, incidental, consequential, special, or exemplary damages; including, without limitation, loss of use, loss of income, loss of reputation or goodwill, damage to or corruption of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise arising out of or in any way connected with the use of the Website (or inability to use the Website), the content, or any other materials, tools, resources, information contained in or accessed through the Website; including without limitation any damages caused by or resulting from user reliance on any information obtained from Frigate Financial, LLC, even if Frigate Financial, LLC has been notified or advised of the possibilities of those damages.
You understand and agree that your authorized use of the Website is dependent upon your waiver of any right to sue Frigate Financial, LLC and its affiliates directly or participate in a class action suit for any losses or damages resulting from your use of the Website.
Some State’s Laws do not allow Limitations on implied warranties or the exclusion or Limitation of certain damages—if theselaws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.
You agree to defend, indemnify, and hold harmless Frigate Financial, LLC, its affiliates, its contractors, and all of its and their respective directors, officers, employees, representatives, proprietors, partners, shareholders, servants, principals, agents, predecessors, successors, assigns, accountants, and attorneys from and against any and all suits, actions, claims, proceedings, damages, settlements, judgments, injuries, liabilities, obligations, losses, risks, costs, and expenses (including, without limitation, attorneys’ fees and litigation expenses) relating to or arising from:
If any provision(s) of these Terms of Use is deemed unlawful, void or for any reason unenforceable, then such provision(s) shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.No waiver or failure to enforce of any of the terms of these Terms of Use shall be deemed a further or continuing waiver of such term or condition or any other term or condition.
These Terms of Use and your access to and use of this Website are governed by and defined in accordance with the laws of the State of Florida, without resort to its conflict of law provisions. You agree that any action at law or in equity arising or in any way relating to these Terms of Use or Website shall be filed only in the state and federal courts located in the State of Florida, and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding.
You and Frigate Financial,LLC, agree that any proceedings to resolve or litigate any dispute will be conducted solely on an individual basis, and that neither you nor Frigate Financial, LLC will seek to have any dispute heard as a class action, a representative action, a collective action, a private attorney-general action, or in any proceeding in which you or Frigate Financial acts or proposes to act in a representative capacity. You and Frigate Financial, LLC further agree that no proceeding will be joined, consolidated, or combined with another proceeding without the prior written consent of you, Frigate Financial, LLC and all parties to any such proceeding.
Frigate Financial, LLC shall not be liable for any failure or delay in performance due in whole, or in part, to any cause beyond our reasonable control, or the reasonable control of our contractors, agents or suppliers, including but not limited to utility or transmission failures, power failure, strikes or other labor disturbances, acts of God, acts of war or terror, floods, sabotage, fire, natural or other disasters.
Any notices to you from Frigate Financial, LLC regarding the Website or these Terms of Use will be posted on this Website or made by e-mail or regular mail.
Our Website Privacy Policy, describes the details of Frigate Financial’s information practices and procedures for personal information we collect on this Website. We strongly encourage you to carefully read and review our Privacy Policyprior to accessing and/or using the Website.
Terms of Use Last Updated: August 9th, 2021